Financial Coach · Cambridge, Ontario
Built for people
who want to do more
with what they have.
I help small business owners, families, and individuals build real financial plans — not just sell them products. Licensed, local, and genuinely invested in your outcome.
Who I am
A financial coach
who grew up in your shoes.
I grew up in Cambridge, Ontario. I'm married with four kids and I've spent years exploring different industries and businesses before landing in finance - not by accident, but because I genuinely love helping people get ahead with money.
I'm not a bank. I'm not a corporation. I'm a local advisor who sits down with real people — business owners, families, first-time investors - and builds them a plan that actually fits their life.
Whether you want to protect your family, grow your business, buy your first home, or just figure out where your money is going - I'd love to have that conversation with you.
No pressure. No jargon. Just a real plan built around your goals.
What I do
One advisor. Every financial need.
Financial Planning for Individuals & Families
RRSPs, TFSAs, FHSAs, life insurance, debt management, and retirement planning. A complete picture, not a product pitch.
Learn more →Financial Arm for Small Business Owners
Add a passive income stream to your business without changing how you operate. Your clients get more value - you earn more doing the same thing.
Learn more →Workplace Financial Wellness
Free workshops, 1-on-1 coaching, and group benefits for your team. Reduce financial stress, increase productivity, and retain great people.
Learn more →A little about me
"I've always believed that financial literacy should be accessible to everyone — not just the wealthy."
I started in finance because I saw how much confusion and anxiety surrounds money - even for smart, hardworking people. Most people aren't broke because they're bad with money. They just never had anyone sit down and show them the full picture.
That's what I do. I build what I call a financial GPS - it tells you exactly where you are, where you want to go, and the clearest path to get there. Whether that's your first RRSP, protecting your mortgage, or adding a financial arm to your business, it all starts with one honest conversation.
I'm based in Cambridge but I work with people all across Canada. If you've been putting off getting a real financial plan together, this is your sign to just book the call. It's 20 minutes and there's zero pressure.
Let's build your financial GPS.
20 minutes. No pressure. No strings attached.
Book Your Free CallYou'll speak directly with me - Hilal, not a sales rep.
Hilal Pervaiz is a licensed representative with Primerica Life Insurance Company of Canada. Securities offered through PFSL Investments Canada Ltd., Member MFDA. Primerica and its representatives are committed to helping families achieve financial independence. This site is for informational purposes only and does not constitute financial advice.