Free Financial Wellness Workshops for Ontario Teams | Hilal Pervaiz

Workplace Financial Workshops

Your team is stressed
about money.
Your business feels it.

Financial stress is one of the biggest drains on workplace performance in Canada. Hilal Pervaiz, a licensed advisor based in Cambridge, brings free financial workshops directly to your team. Live or virtual. Individual follow-up built in.

Cambridge, ON LLQP & MFDA Licensed Branch Manager Father of four

Book a Free Workshop or call 226-600-7716

5 in 10

Working Canadianssay money stress affects their performance at work

5×

More distractedfinancially stressed employees are five times less focused

84%

Of employeeswant financial education programs at work

Free for your team Live or virtual Individual follow-up included No commitment required

The cost to your business

Financial stress shows up at work every single day.

When your team struggles financially, productivity takes the hit. Sick days go up. Turnover rises. The hidden cost per employee runs into thousands of dollars each year.

You can change that. And it costs you nothing.

An average of 3+ hours per week

of working time lost per financially stressed employee, based on research from PwC and the Canadian Payroll Association. Multiply that across your team and the cost adds up fast.

Sources: PwC · Canadian Payroll Association

How this stays free for you.

Hilal is compensated by financial providers when an employee chooses to take action on their own situation. Your business is never billed. Your employees are never charged. There is no contract.

Lost Productivity

Employees distracted by money problems are present in body but not in mind. Output drops. Deadlines slip.

Increased Sick Days

Financial stress drives anxiety and physical health problems. The result is more absences on your attendance sheet.

Higher Turnover

People leave jobs for money reasons more than any other. A team that feels financially supported stays longer.

Poor Team Relationships

Money stress spills into interactions. It breeds short tempers, poor communication, and lower morale across the floor.

Lack of Focus

A worried mind cannot perform. Concentration and decision-making drop when personal finances feel out of control.

Lower Morale

When people feel stuck financially, it shows. Energy drops. Enthusiasm fades. Culture suffers across the whole team.

What a workshop looks like

One session. Real change.

A workplace financial workshop with Hilal runs 60 to 90 minutes. It fits around your team's schedule. Every session includes a live Q&A and individual follow-up built in.

Group Workshop, 60 to 90 Minutes

Hilal presents to your full team. Topics are selected based on what matters most to your workforce. Plain language, no jargon. Employees leave with tools they can use that week.

Live Q&A

Open floor for employees to ask questions. This is where real conversations happen. Hilal answers directly. No corporate deflection, no upselling.

Individual Financial Needs Analysis

Every employee who wants one gets a private session with Hilal. He builds a complete financial picture: where they are, where they want to go, and the clearest path to get there.

Ongoing Check-ins Every 90 Days

Hilal stays connected to your team. Every 90 days he follows up, tracks progress, and adjusts plans as people's situations change.

↻

What sets this apart: 90-day check-ins, for as long as your team wants them.

Most workshops finish and never follow up. Hilal stays connected to every employee who wants ongoing support, free, every quarter. That continuity is where the real change happens.

In Person

Hilal comes to your office or workplace. Works for any team size. Available across Southern Ontario.

Virtual via Zoom

Works for remote teams, multiple locations, or any business Canada-wide. Same depth, same results.

Topics covered

Practical sessions your team will actually use.

Topics are selected to match your workforce. Every session is tailored. Not a recycled slide deck.

Foundations

Budgeting basics. Making a paycheque work harder.
Financial goal setting. Short and long term.
Understanding credit. Scores, reports, and how to improve.

Debt and Income

Debt management. The right order to pay it down.
Tax efficiency. Keeping more of what you earn.
Protecting your income. Disability, life, critical illness.

Building Wealth

Investing basics. RRSP, TFSA, FHSA explained simply.
Homeownership. Planning and mortgage basics.
Retirement planning. Starting at any stage.

Family and Future

Family financial planning. Protecting the people who matter.
Estate planning. Wills and powers of attorney.
Group benefits. What your plan covers and what it misses.

Not sure which topics fit your team? Hilal figures that out with you before the session.

What your team gets

More than a workshop. A complete financial partner.

Every employee who attends gets access to Hilal directly. Not a hotline. Not a chatbot. A real licensed professional who knows their situation and follows up.

Personal Financial Needs Analysis

Hilal sits down with each employee one-on-one and builds a complete picture of their finances. Income, debt, savings, goals. A real plan built for their life.

Group Benefits Review

Hilal reviews what your current plan covers and finds the gaps. He can set up or improve group benefits for teams of any size, including groups of one.

90-Day Check-ins

Hilal stays connected. Every quarter he follows up with employees to track progress, answer new questions, and adjust plans as life changes.

What teams say

Real Ontario teams. Real outcomes.

Recent workshops include teams across Southern Ontario. Here are two of them.

[ Quote from Macho Movers goes here. Two to three sentences. Specific impact, what surprised them, or what changed for the team after the session. Aim for the actual words the owner or operations lead used. ]

[ Owner or Operations Lead Name ]

[ Role ]

Macho Movers

Guelph, ON Moving & Logistics

[ Quote from Kismet Restaurant goes here. Two to three sentences. Specific impact on the team, the conversations it sparked, or what employees took away. Use the actual words the owner used. ]

[ Owner Name ]

[ Role ]

Kismet Restaurant

[ City, ON ] Hospitality

Who runs these workshops

Hilal Pervaiz.

Hilal is a licensed financial professional based in Cambridge, Ontario. He holds an LLQP license, an MFDA license, and a Branch Manager designation. He is fully qualified to help with almost every area of personal finance.

He grew up in Cambridge. He has four kids. He understands what it means to work hard and want to build something real for your family. That grounded perspective is what makes his workshops land differently than a standard corporate presentation.

He has delivered workshops to business teams across Southern Ontario and works with clients Canada-wide. Every session is built from scratch around your team.

LLQP Licensed Verify ↗ MFDA Licensed Verify ↗ Branch Manager Cambridge, ON

Reach Hilal directly

226-600-7716 [email protected] businesswithhilal.ca

How to get started

Four steps. Zero friction.

Book a quick call

15 minutes with Hilal. He learns about your team, your size, and what topics matter most. No commitment required.

Hilal builds your session

He puts together a workshop based on your workforce. Topics, format, and timing built around your schedule.

Workshop runs

Live or virtual, 60 to 90 minutes. Your team leaves with real tools and the option to book a personal follow-up with Hilal.

Follow-up and check-ins

Individual sessions, 90-day check-ins, and ongoing support for anyone on your team who wants it.

Common questions

Straight answers.

Why is this free? How does Hilal make money? +

Hilal is compensated by financial providers when he helps employees take action on investments, insurance, mortgages, or group benefits. That means the workshop costs you nothing and costs your employees nothing. He only earns when he genuinely helps someone improve their financial situation. There is no obligation, no contract, and no cost to your business at any point.

If an employee chooses to act on a recommendation, are there fees? +

If an employee decides to set up an investment, insurance policy, or other product through Hilal, any associated fees or premiums are disclosed in writing before anything is signed. The employee chooses freely. There is no pressure during the workshop or follow-up sessions. Many employees use the personal session purely for advice and never set up a product. That is fine.

Is this available outside Southern Ontario? +

Yes. Virtual workshops run Canada-wide via Zoom. In-person workshops are available across Southern Ontario. If you are outside that area, ask Hilal. He will figure out what works.

How many employees do we need? +

There is no minimum. Hilal has run sessions for teams of five and teams of fifty. The format adapts to your group size.

Do you offer Group Benefits and Group RRSPs? +

Yes. Hilal can set up or improve group benefit plans and Group RRSP solutions for businesses of any size, including small teams and solo operators.

Is Hilal licensed? +

Yes. Hilal holds an LLQP license (life insurance), an MFDA license (mutual funds), and a Branch Manager designation. You can verify his credentials directly through the FSRA registry and the CIRO advisor database.

What if our employees want individual help after the workshop? +

That is built into the program. Every employee who wants a one-on-one session with Hilal gets one. He builds them a personal financial needs analysis, a complete picture of where they are and a clear plan to move forward.

No commitment required

Your team deserves better
than financial stress.

Book a 15-minute call with Hilal. He will learn about your team and put together a workshop that fits.