5 in 10
Working Canadians say financial stress impacts their work performance
Workplace Financial Wellness · For Employers
Give your team confidence with money.
Financial literacy unlocks your team's potential. Our program boosts retention, morale, and productivity, helping your company grow from the inside out. Free to implement.
No-cost programs for any team size
5×
Financially stressed employees are five times more likely to be distracted at work
84%
Of employees are interested in financial education programs in the workplace
Sources: Canadian Payroll Association & PricewaterhouseCoopers
What I Offer
Real-world support that helps teams feel confident with money.
Financial wellness is a competitive advantage. Companies that offer financial education see stronger engagement, lower financial distress, and lower business costs tied to poor financial wellness.
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Team Workshops
Live or virtual sessions that build financial literacy across your whole team, scheduled around your operations.
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1-on-1 Coaching
Individual sessions that help staff reach real-life money goals with a personalized plan.
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Employer Programs & Group Benefits
No-cost financial education programs plus customized group benefits and Group RRSP solutions for all business sizes.
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Community Events
Sessions for schools, nonprofits, and local groups connected to your business and your people.
The Cost of Doing Nothing
When your team struggles financially, your business feels it.
Financial stress could be costing your business thousands of dollars per employee, showing up as:
Increased sick days
Strained work relationships
Increased turnover
Reduced productivity
Lack of focus
Lower morale & engagement
How It Fits Your Schedule
Training that fits around your team's busy day, not the other way around.
Between Zoom sessions and in-person scheduling, we make sure everyone on your team gets access to these resources. Here are some of the topics we cover, both in group settings and 1-on-1 with your team:
Budgeting Basics
Financial Goal Setting
Understanding Credit
Debt Management
ABCs of Investing
Key Financial Concepts
Tax Efficiency Strategies
Homeownership
Family Financial Planning
Retirement Planning
Estate Planning
Protecting Your Income
Customized Game Plans
The Financial GPS
Every team member gets their own plan.
From every group session, we set up individual meetings with your team and go into detail by building each person a complete, comprehensive financial needs analysis.
It works like a GPS for your money: it tells you where you are, where you want to be, and the clearest path between the two.
Get In Touch
Common Questions
Everything you need to know.
Why is there no cost to these plans? How do you make money?
Simple: this is a trade-off we're happy to make. We offer one-on-one consultations and build a complimentary financial needs analysis. In many cases, we help people lower their costs on insurance or improve their financial tools.
When we do that, we get compensated by the provider, never by you. That way we stay focused on delivering real value and making financial literacy more accessible across Canada.
Are you licensed?
Yes. Hilal is licensed in both life insurance (LLQP) and mutual funds (MFDA), and also holds a Branch Manager license. That means we're fully qualified to help with almost anything related to personal finance. You can verify Hilal's licenses directly through the FSRA registry and MFDA advisor check.
Are there services tailored for small businesses, or only individuals?
We support both. For small businesses we offer business financial planning, cash flow management, and strategic growth planning. We also love helping families stay on track with their financial goals.
Beyond education, what products do you offer?
We help with almost anything money-related. Investments: RRSP, TFSA, LIRA, RDSP, and more. Mortgages: access to competitive lending options. Insurance: life, auto, home, and disability. Legal support: access to lawyers for wills and estate planning. Group benefits: health, dental, and Group RRSP plans.
Do you also offer Group Benefits and Group RRSPs?
Absolutely. We provide customized group benefit plans and Group RRSP solutions tailored to your business and team.
How often will you sit with my team?
Depends on your business needs. If you have high turnover or rapid growth, we'll meet more frequently. For all clients, we commit to checking in at least once every 90 days to keep support and progress on track.
Who is Hilal?
Hey, that's me! I've always had a passion for business and knew early on I wanted to build something of my own. I grew up in Cambridge, Ontario, and I'm now happily married with four kids. Over the years, I've explored different industries and ventures before landing in finance.
Today, I focus on making financial literacy simple and accessible. When we connect on Zoom, I'd love to share more. Just know I'm someone who's been in your shoes: a Canadian working to grow and build something meaningful for his family.
Destination
Grow your company from the inside out.
Live or virtual. Flexible scheduling. Free for your business. You'll speak directly with me, Hilal, from the first call onward.
Let's TalkPrefer email or a text first? Reach me at [email protected] or 226-600-7716.