5 in 10
Canadians say money stress impacts their daily life
Communities · Schools · Nonprofits · Canada-wide
Bring financial wellness to your community.
Give your network the tools to feel confident with money. Financial literacy opens doors for families, students, and community members to build stronger futures, at no cost to you.
Free for your community. Always.
5×
More likely to struggle with focus when facing financial challenges
84%
Of Canadians want access to financial education in their community
Sources: Canadian Payroll Association & PricewaterhouseCoopers
What I Offer
Practical support that makes money simple.
Money stress reaches far past bank accounts. It affects families, workplaces, and entire communities. When people struggle financially, focus suffers, relationships strain, and potential goes unrealized.
The solution is education. Real conversations about budgeting, investing, credit, and building a plan that actually fits someone's life. That's what I bring to communities, schools, and nonprofits across Canada: practical financial guidance that meets people where they are, at no cost to the organization.
🎤
Live & Virtual Workshops
Group workshops that build financial literacy, live in person or over Zoom, flexible to your schedule.
🧭
1-on-1 Guidance
Individual sessions that help families reach real-life money goals with a personalized plan.
🏢
No-Cost Employer Programs
Group benefits and financial education programs for businesses of all sizes, free to implement.
🤝
Community Events
For schools, nonprofits, and local groups: educational events that make financial literacy accessible to everyone.
The Hidden Cost of Money Stress
When people struggle financially, communities feel it.
The cost
More Sick Days
Financial stress is one of the leading causes of absenteeism in Canadian workplaces and schools.
The cost
Lower Productivity
Financially stressed individuals are 5× more likely to be distracted at work, at school, and at home.
The payoff
Stronger Communities
When families have a financial plan, communities become more stable, engaged, and resilient.
Topics We Cover
From every session, we build a complete financial plan.
Budgeting Basics
Financial Goal Setting
Understanding Credit
Debt Management
ABCs of Investing
Tax Efficiency
Homeownership
Family Financial Planning
Retirement Planning
Estate Planning
Protecting Your Income
Customized Game Plans
The Financial GPS
We show you where you are and where you want to be.
From every group session, we take time to sit down individually with attendees and build them a complete, comprehensive financial needs analysis.
It works like a GPS for your money. It tells you exactly where you stand today, where you want to go, and the clearest path to get there.
And it costs nothing. We're compensated by the providers when we help someone take action, never by you.
Get Your Financial GPS
Who This Is For
Financial literacy belongs in every community.
🎓
Schools & Universities
Students graduate with little financial education. We fill that gap with practical, real-world money skills.
💙
Nonprofits & Charities
Organizations serving vulnerable populations who need financial tools to stabilize and grow.
🏘️
Community Groups
Faith communities, cultural organizations, newcomer groups. Anyone who wants to give their people a financial foundation.
👨👩👧👦
Families
Parents who want their kids to understand money. Couples building a shared financial future. Anyone starting from scratch.
Common Questions
Everything you need to know.
Why is there no cost? How do you make money?
We offer 1-on-1 consultations and build complimentary financial needs analyses. In many cases, we help people lower their costs on insurance or improve their financial tools. When we do that, we get compensated by the provider, never by you. That way we stay focused on delivering real value and making financial literacy more accessible across Canada.
Are you licensed?
Yes. Hilal is licensed in both life insurance (LLQP) and mutual funds (MFDA), and also holds a Branch Manager license. Fully qualified to help with almost anything related to personal finance. You can verify licenses directly through the FSRA registry and MFDA advisor check.
Do you support small businesses and individuals?
Absolutely. We support both individuals and small businesses: business financial planning, cash flow management, strategic growth planning, group benefits, and Group RRSP solutions tailored to your team.
What products do you offer beyond education?
Investments: RRSP, TFSA, FHSA, LIRA, RDSP and more. Mortgages: access to competitive lending options. Insurance: life, disability, auto, and home. Legal support: wills and estate planning. Group benefits: health and dental plans plus Group RRSPs.
How often do you check in with clients?
Depends on your needs. For all clients, we commit to checking in at least once every 90 days to keep support and progress on track toward your goals.
Destination
Bring financial wellness to your community.
Live or virtual. Flexible scheduling. Always free. You'll speak directly with me, Hilal, from the first call onward.
Book a WorkshopPrefer email or a text first? Reach me at [email protected] or 226-600-7716.